Investment Loans

What is an Investment Loan?

An investment property loan is a mortgage for the purchase of an income-producing property. Investment property mortgage rates are typically higher than what you pay for a primary residence, and they have different qualifying requirements.

DSCR (Debt Service Coverage Ration) Loan

A DSCR loan is a type of non-QM loan used by real estate investors to help them qualify for a loan based on their property’s cash flow, without having to verify personal income.

It’s actually very simple to qualify for a DSCR loan. The property must generate enough rental income to offset the mortgage payment plus other expenses associated with the investment property.

DSCR Loan Requirements

No personal income documents required to qualify. Qualifying factors are based on the cash flow of the subject property
Debt service coverage ratio
Minimum 20% Down payment

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EquiMaxMortgageLLC makes it easy for you to apply for a home loan.
Once you’re done, one of our Loan Officers will get in touch with you. Our experienced and knowledgeable Loan Officers will help you choose the right home loan for your needs. We aim for 100% customer satisfaction.
Fill out the application today and get started on the path toward purchasing your dream home.